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Network Insurance & Financial Planning
  • Network House
    3 Jubilee Terrace
    South Esplanade
    St Peter Port
    Guernsey
    GY1 1AH
Network Insurance & Financial Planning is a local business run by Guernsey people offering a huge range of insurance (both personal and commercial), independent financial advice and pension planning.

Be Prepared For Anything
With Network Insurance & Financial Planning


Network Insurance & Financial Planning have been providing financial advice and insurance solutions to Guernsey customers, and globally, for over forty years. They know it is important to provide customers with the most appropriate insurance cover for their needs. To do this they have to understand those needs, and as a Guernsey company they understand local lifestyles, giving them an edge over non-local insurance brokers.

A private independent company, owned by the Goater family, Network Insurance & Financial Planning are not tied to any particular provider, therefore they can offer clients a personally tailored service without bias. This means that they can offer a completely independent search of the market and obtain competitive premiums from leading insurers, so that they can find the exact solution to a client's needs.

The cornerstones of their business are value for money and an honest, friendly, high-quality service.


"Playing a strong active role within the community is as important in 2021 as it was in 1973 when the company was founded"

- Douglas Goater


Personal Insurance

To indemnify individuals against the loss of personal possessions Network Insurance can provide the following services:

  • Household Insurance - protect your home with "New for Old" replacement cover, accidental damage cover for buildings and contents, worldwide personal effects cover plus cover for your children's personal effects while at boarding school or university.

  • Motor Insurance - whether you need to insure a private car, motorcycle, or any other kind of motor vehicle.

  • Breakdown Insurance - 24 hour helpline 365 days a year, roadside assistance/repairs, recovery service, home start, "get-you-to-your-destination" service, message relay.

  • Travel Insurance - holiday cover with no age restriction (although pre-existing medical conditions may incur additional premiums), Inter-island trips and UK/Europe day-trips covered as standard, winter sports also automatically covered.

  • Health Insurance - a range of medical insurance products specifically designed with Channel Islanders in mind.

  • Marine Insurance - cover for private and pleasure vessels, yachts, jet skis, commercial craft, yacht clubs, boat yards, underwater gear, water skiing and towed toys, with optional cover for racing risks, crew liability, superyacht insurance for high net worth individuals.

  • Horse Insurance - cover for vets fees, personal liability cover, personal accident cover, cover for saddlery & tack, trailers and horse-drawn vehicles.

  • Fine Art & Collections Insurance - for high net worth individuals with collections of jewellery, fine art and the like, either for personal use, display or investment.


Network Insurance & Financial Planning Has You Covered


Commercial Insurance

All sizes of business, even start-ups, can benefit from Network Insurance's local knowledge and experience:

  • Shop & Retail - specialised insurance for retail premises, including protection against theft, vandalism, floods, goods in transit, product liability and deterioration of freezer products.

  • Office Insurance - tailored solutions to protect your place of business.

  • Hotels, Pubs & Restaurants - let Network Insurance serve you for once, with liability protection for your premises, staff, guests and any claims they may make against you.

  • Motor Fleet Insurance - insure all of your commercial fleet vehicles.

  • Tradesman Insurance - for sole traders, small limited companies or partnerships, insure the tools of your trade, insure yourself and business against your illness or injury, and more.

  • Group Travel Insurance - tailored travel liability packages for businesses of any size (Network Insurance's largest group travel insurance client has over three thousand staff).

  • Group & Personal Accident - added peace of mind in case you are unable to work due to injury.

  • Professional Indemnity - added protection for your company in a world with increasingly stricter governance, regulatory oversight and ever-changing legislation.

  • Directors & Officers Liability - personal protection for your decision makers in a world of escalating litigation.

  • Property Owners - reliable cover for landlords leasing property to include loss of rent, alternative accommodation, contents/fittings, malicious damage, terrorism and tenants' improvements.

  • Event Insurance - insurance cover for events ranging from conferences to festivals, firework displays to exhibitions.

  • Motor Trade - diverse cover for motoring based businesses.

  • Kidnap and Ransom - protecting employees who have to travel to high risk areas in the world, covering kidnap, extortion, hijacking, detention and personal injury. 


Our Business Is To Help Protect Your Business


Financial Planning

With an experienced team of Independent Financial Advisors, Network Financial Planning can advise you on a wide range of services and financial products, including:

  • Pension Planning - plan for your retirement.

  • Investment Planning - tailored to your desired level of risk and income/capital needs.

  • Investment Management - continuous management of your investments.

  • Life Assurance - protect your nearest and dearest with Income Protection, Mortgage Protection, Family Protection, Critical Illness Cover and Whole of Life Plans.

  • Income Protection Insurance - insure yourself against illness or injury preventing you from working.

  • Critical Illness Protection - protection from disease to take care of medical bills and inability to work.

  • Business & Key Person Protection - protecting your business from losing key personnel.

  • Savings Plans - help putting aside funds for a rainy day.

  • Loans - a wide range of borrowing options.

  • Annuities - a plan that pays out an annual lump sum that could perhaps pay for your annual holiday or Christmas expenses.

  • and more


Claims Service

Network Insurance & Financial Planning has a reputation built on their commitment to customer care. Because of this they provide a free service of experienced support when you need it most - after an incident where you need to make a claim, whether for a minor bump or a catastrophe.

They have an extensive network of close working relationships with motor mechanics, builders, architects, plumbers, electricians, loss adjusters and advocates - the kinds of people you will need to be put in touch with to rectify the aftermath of the kinds of incidents that lead to making a claim.

With a wealth of local experience, Network Insurance pride themselves upon being able to take care of Guernsey customers better than non-local insurers.


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Network Insurance & Financial Planning - Guernsey
Insurance Brokers - Independent Financial Advice - Pensions & Investments - Home, Building and Contents Insurance - Health Insurance


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Employee Benefits - More than just an insurance policy
24/06/2024

With such a large finance industry in Guernsey, and many options for employees in the sector, employee benefits can be a key factor in staff attraction or retention. It is therefore important that policies... Read article
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Latest Feedback

In June 2016
Jean-Pierre Andre Sidaner said

I Fully recommend Network, excellent customer care and service, always going the extra mile for our best deal in all aspects. Very efficient and professional team we can rely on. Many thanks.