At the age of 24 I found myself with child, in a foreign land to me. I realised that I had to save money and protect my baby's health - so smoking had to stop. When I went to see Matthew, he explained that the alternative to spending £100, 000 over the next 25 years was an investment of 0.25%, and I would save this and much more, for my child's future. Two years on and Rory and I are living healthy and free of addiction. Thank you Matthew
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